661-578-5329

HSAs in Bakersfield and Taft, CA

It’s All About Options

Whether you’re looking for individual coverage or trying to decide which type of plan to choose for your employees, Edward J. Herrera Insurance Agency can help you find a Health Insurance solution that meets the needs of everyone.

Health Savings Accounts (HSAs) are a newer alternative to Health Insurance and are meant for those who are insured under high-deductible Health Insurance plans. These plans allow individuals to set aside money into a savings account that they can use over time for medical expenses that are not covered under their high-deductible plan. With a standard HSA, you can do the following.

  1. Put money into your HSA (tax free)
  2. Watch your money grow (tax free)
  3. Take out money if needed for qualified medical expenses, including dental and vision (also tax free)

Advantages of HSAs

With a Health Savings Account, you get to control the amount of money that you wish to set aside for medical expenses. All deposits, growth, and withdrawals are all tax-free for your convenience, and most important, your money rolls over each year. Unlike flexible spending accounts, you don’t lose money when your policy renews. Whatever you put into your HSA keeps growing, tax-free.

Although there are limits to the amount of money in which you can deposit to your Health Savings Account each year, as well as qualifications, it’s a great way to help you have a lower premium, supply you with medical coverage if necessary, and help you save for your future medical needs.

Contact an insurance specialist at Edward J. Herrera Insurance Agency today to learn more about how an HSA can benefit you.

Edward J. Herrera Insurance Agency

2017 19th St.

Bakersfield , CA 93301

Main office: 661-578-5329
Fax: 661-327-7791

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: 10:00 AM - 2:00 PM
Sun: Closed

Taft Office

417 1/2 Center St.

Taft, CA 93268

Main office: 661-577-4231
Fax: 661-745-4921

Office Hours:

Mon: Closed
Tues: 12:00 PM - 4:00 PM
Wed: 11:00 AM - 4:00 PM
Thurs: 12:00 PM - 4:00 PM
Fri: 12:00 PM - 4:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Edward Herrera is one of the best insurance agents I now, is a wholesome professional I recommend him highly.
Jorge Torrejon
Ed Herrera Insurance Agency is the best that I have ever used. I have known Ed Herrera for 20 + years on a personal and professional basis. He and his office staff are incredibly honest, trustworthy, competent, capable and caring.
David Huff
"Ed is an outstanding business leader in his community and among his associates. He is very knowledgeable in several areas of insurance and cares deeply about his clients. He is very sincere and honest." ________________________________________
John Sanders