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661.578.5329

Renters Insurance in Bakersfield and Taft, CA

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Edward J. Herrera Insurance Agency , we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Edward J. Herrera Insurance Agency are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Edward J. Herrera Insurance Agency

2017 19th St.
Bakersfield , CA 93301
Main office: 661-578-5329

Taft Office

417 1/2 Center St.
Taft, CA 93268
Main office: 661-577-4231

Our Providers

Edward Herrera is one of the best insurance agents I now, is a wholesome professional I recommend him highly.
Jorge Torrejon
Ed Herrera Insurance Agency is the best that I have ever used. I have known Ed Herrera for 20 + years on a personal and professional basis. He and his office staff are incredibly honest, trustworthy, competent, capable and caring.
David Huff
"Ed is an outstanding business leader in his community and among his associates. He is very knowledgeable in several areas of insurance and cares deeply about his clients. He is very sincere and honest." ________________________________________
John Sanders
The Edward Herrera Insurance Agency makes you feel like family, and when you leave, you feel good!
Orchel Krier